First Citizens National Bank Joins NACHA in Celebrating  National AAP Recognition Day on Feb. 9Press Release - February 19, 2016

Dyersburg, TN., February 9, 2016 - In honor of National AAP Recognition Day, First Citizens National Bank joins NACHA in recognizing Accredited ACH Professionals (AAPs) and the integral role they play in an organization's success.

First Citizens National Bank joins NACHA in recognizing teammate, Janiece Wright, who holds the AAP designation. Judy Long, President & COO, stated "This accreditation is supported by NACHA as a means to educate ACH professionals on new developments in the ACH network. The internet and rapidly changing technology have greatly impacted the way cash management products and services are sold, delivered, supported and used. By earning this prestigious designation a payment professional increases their credibility and value to corporate customers. First Citizens National Bank is very proud to have an Accredited ACH Professionals on the bank's team."

aapTo be awarded the AAP credential, individuals must pass a comprehensive exam that is administered by NACHA each fall. The exam tests an individual's knowledge of subjects including the NACHA Operating Rules, the ACH Network and other payments systems, technical and operational ACH requirements, risk management, and payments-related regulations. More than 4,000 professionals currently hold the credential.

On Feb. 9, a U.S. flag will be flown above the U.S. Capitol building in Washington, D.C., in recognition of all AAPs nationwide. The flag then will be awarded to an AAP at the annual AAP Reception sponsored by the Regional Payments Association at PAYMENTS 2016, which will be held April 17-20, 2016, in Phoenix, Arizona. Registration is now open.

First Citizens National Bank, along with more than 1,700 organizations across the U.S., will be celebrating National AAP Recognition Day in various ways, as well. F or more information on National AAP Recognition Day, visit https://www.nacha.org/events/aap-recognition-day.

First Citizens National Bank, headquartered in Dyersburg, TN with 21 locations throughout Tennessee, is a full service community bank with approximately $1.2 Billion in assets offering deposit, lending, wealth management, cash management, trust, insurance, and investments. For more information about First Citizens National Bank please visit www.FirstCNB.com.

NACHA - The Electronic Payments Association
Since 1974, NACHA - The Electronic Payments Association has served as trustee of the ACH Network, managing the development, administration and rules for the payment network that universally connects all 12,000 financial institutions in the U.S. The Network, which moves money and information directly from one bank account to another, supports more than 90 percent of the total value of all retail electronic payments in the U.S. Through its collaborative, self-governing model, education, and inclusive engagement of ACH Network participants, NACHA facilitates the expansion and diversification of electronic payments, supporting Direct Deposit and Direct Payment via ACH transactions, including ACH credit and debit payments, recurring and one-time payments; government, consumer and business transactions; international payments, and payments plus payment-related information. Through NACHA's expertise and leadership, the ACH Network is now one of the largest, safest, and most reliable systems in the world, creating value and enabling innovation for all participants. Visit nacha.org for more information.